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1102 Pine Valley Court, Elgin, IL 60124.
Charming, inviting, and move in ready, this spacious 3 bedroom + office, 2.1 bath home is nestled in the highly sought after Bowes Creek Country Club community and perfectly situated in the middle of a cul-de-sac with premium location backing to open space! Step inside to an open concept floor plan featuring a combined living and dining room that flows seamlessly into the generously sized family room, complete with a cozy gas fireplace. The gorgeous kitchen overlooks the family room and offers stainless steel appliances, beautiful cabinetry with abundant storage, and plenty of space for a kitchen table, perfect for everyday living and entertaining. Upstairs, you'll find an enormous primary suite with room for a separate sitting area or reading nook. The luxurious primary bath features a separate soaking tub and glass-enclosed shower, while the oversized walk-in closet provides extensive hanging space and shelving. Two additional generously sized bedrooms and a full bath complete the second level. A bonus room on the third level is excellent for guests having their own space, currently being used as an office but there are many ways this space can be used. The huge unfinished basement provides a blank canvas for your future recreation room, home gym, or additional living space and is already roughed in for plumbing! Enjoy peaceful views from the backyard deck, conveniently accessible from the kitchen. Recent updates include Furnace (2021) Hot Water Heater (2026) Sump Pump (2025) Located near the beautiful Bowes Creek Golf Course and just minutes from expressways, shopping, dining, and other everyday conveniences, this exceptional home offers the perfect combination of comfort, space, and location. Don't miss your opportunity to make it yours!
MLS ID: 12673572
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1102 Pine Valley Court, Elgin, IL 60124.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $414,900 | $414,900 | $414,900 |
| Down Payment | $82,980 | $14,522 | $103,725 |
| Monthly Mortgage Amount | $2,017 | $2,508 | $2,563 |
| Taxes | $577 | $577 | $577 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $183 | $0 |
| Monthly Estimated Total | $2,715 | $3,389 | $3,261 |