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2108 20th Avenue , Rockford, IL 61104.
Old-World Charm Meets Modern Efficiency! This turnkey, up-and-down duplex is an absolute gem for savvy investors or owner-occupants looking to house-hack. Packed with character, both units boast hardwood floors alongside updated kitchens and bathrooms. Mechanically, this property offers ultimate peace of mind: separate utilities, a newer furnace and central air conditioning for each unit, and a brand-new water heater for the upper unit. The upper unit features exclusive access to a charming balcony and a spacious, usable attic for excellent storage or expansion potential. Downstairs, the open basement includes a fun built-in bar area-perfect for entertaining. Outside, enjoy a fully fenced yard and a detached 2-car garage with an automatic opener. Move right in or start collecting rent on day one!
MLS ID: 12687396
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2108 20th Avenue , Rockford, IL 61104.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $150,000 | $150,000 | $150,000 |
| Down Payment | $30,000 | $5,250 | $37,500 |
| Monthly Mortgage Amount | $729 | $907 | $927 |
| Taxes | $209 | $209 | $209 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $66 | $0 |
| Monthly Estimated Total | $1,038 | $1,282 | $1,236 |