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3126 St.michel Lane , Saint Charles, IL 60175.
Bright and beautifully maintained desirable end-unit home featuring an open-concept floor plan filled with natural light from numerous windows throughout. This exceptionally clean home showcases elegant plantation shutters on every window, adding both style and value. The highly sought-after first-floor master bedroom offers convenience and comfort, complete with engineered hardwood flooring and a spacious en-suite bath featuring dual vanities and a separate shower and large soaker tub. Engineered hardwood floors continue throughout the living room and kitchen, enhancing the home's warmth and appeal. The well-appointed kitchen features stainless steel appliances and opens seamlessly to the main living areas, creating an ideal space for everyday living and entertaining. Upstairs, you will find a versatile loft with custom buit-in shelving, perfect for home office, reading area, or additional living space, along with a generously sized secondary bedroom boasting an oversized walk-in closet. Enjoy outdoor living on the large deck with added privacy, offering a peaceful setting for relaxing or entertaining. The full unfinished English basement includes electrical rough-in and is ready for your finishing touches, providing endless possibilities for additonal living space. Major mechanicals have been updated and meticulously maintained, including a water softener, 2017 50 gallon water heater, 2020 furnace, A/C unit, AprilAire Humidifier, electronic air filter system. Home also comes complete with a radon mitigation system. A convenient first floor laundry room features a brand new 2026 washer and dryer. This move-in home combines comfort, functionality, and exceptional care throughout. All this located minutes from Downtown St.Charles's award winning District 303 Schools, restaurants, parks, shops, the fox river, bike paths and lets not forget Costco is super close.
MLS ID: 12679942
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3126 St.michel Lane , Saint Charles, IL 60175.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $395,000 | $395,000 | $395,000 |
| Down Payment | $79,000 | $13,825 | $98,750 |
| Monthly Mortgage Amount | $1,920 | $2,388 | $2,440 |
| Taxes | $550 | $550 | $550 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $174 | $0 |
| Monthly Estimated Total | $2,585 | $3,227 | $3,105 |